Cost of Living in Coeur d'Alene

Compare rent vs. buy, taxes, utilities, groceries, and transportation costs. Get the complete picture before you move.

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$465k
Median Home Price
$1,350
Median Rent (2BR)
0.75%
Property Tax Rate
8.0%
Sales Tax

Cost of Living Planning Dashboard

Use these figures as planning estimates, then verify current housing, tax, utility, insurance, and childcare costs with the linked source or provider before making a move.

Coeur d'Alene Cost Index

Compare prices for housing, food, transportation, and more

Source: Numbeo Cost of Living Index | Planning page reviewed June 2026

Detailed Cost Breakdown

Essential expenses you'll need to budget for when living in Coeur d'Alene.

Housing Costs

  • Median Rent (2BR) $1,350/mo
  • Median Home Price $465,000
  • Property Tax Rate 0.75%
  • HOA Fees (avg) $150-300/mo

Taxes & Utilities

  • Idaho Income Tax 0% - 6.5%
  • Sales Tax 8.0%
  • Electricity & Water $200-250/mo
  • Internet $70-120/mo

Daily Expenses

  • Groceries $800-900/mo
  • Gas $250-300/mo
  • Public Transit $45/mo
  • Dining Out $60-80/meal

Healthcare

  • Doctor Visit $200-300
  • Dentist Visit $150-250
  • Health Insurance $400-800/mo
  • Prescription (avg) $30-50

Recreation

  • Gym Membership $40-80/mo
  • Movie Ticket $12-15
  • Golf Round $50-120
  • Lake Activities $30-100

Childcare & Education

  • Daycare (infant) $1,200/mo
  • Preschool $800-1,000/mo
  • Private School $8k-15k/yr
  • College (in-state) $8k-12k/yr

How CDA Compares

See how Coeur d'Alene stacks up against other popular destinations in the region.

Coeur d'Alene

North Idaho

Median Home $465,000
2BR Rent $1,350
Income Tax 0-6.5%
Sales Tax 8.0%

Pros: Lake lifestyle, lower property taxes, no state income tax on Social Security

Boise

Idaho Capital

Median Home $520,000
2BR Rent $1,450
Income Tax 0-6.5%
Sales Tax 8.25%

Pros: Job market, airport access, cultural amenities

Spokane

Eastern Washington

Median Home $385,000
2BR Rent $1,200
Income Tax 0%
Sales Tax 8.9%

Pros: No income tax, lower housing costs, city amenities

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